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– leaseID exists. – The status of the lease offer is Status.PENDING , therefore the lease has not started. – The message sender is the lessor. Finally, a is initiated to transfer the NFT back to the lessor and the status is set to . This status has been chosen for lessors to have a history of their previous offers, in case they want to re-list the NFT on the platform. Should any of the requirements not be met when calling the functions, relevant messages are returned to the users. The contract also stores who the address that has created it is. This address is referred to as manager of the contract, who has the ability to pause the functions of the leasing smart contract. This decision has been made in the unlikely case that any security issues emerge. The leasing contract creates a new type of NFT ownership that enables users to lease ERC-721 tokens on the short-term. Additionally it creates a new type of side income and makes the ownership experience even more valuable. The ERC-721 use cases will be expanded further in the next subsection. 4.1.3 Loans smart contract The second smart contract that we will cover enables users to get a loan in Ether, using their NFT as collateral. It is similar to the previous contract, albeit with different details to address the use case of lending instead of leasing. It follows the same decentralized experience for users, creating a peer-to-peer market for loans, where the loan underwriter can be any person who wants to lend out their Ether. In exchange, they will receive an interest amount from the person requesting the loan. In case of default, they would receive the NFT which is the collateral that covers the loss of the principal amount. All the loan requests, just like the lease offers are stored in a mapping from LoanID to LoanRequest. Following the example set by lease offers, loan requests are also a struct and they have the following components • uint loanID • address payable lender • address payable borrower • address smartContractAddressOfNFT • uint tokenIdNFT • uint loanAmount • uint interestAmount safeTransformFrom Status.CANCELLED 39PDF Image | NFT finance Leveraging Non-Fungible Tokens
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